Stella
The last Social Security Disability Insurance (SSDI) payment for August 2025 was released on Wednesday, August 27, targeting recipients whose birthdays fall between the 21st and 31st of any month.
This payment wrapped up the month’s scheduled disbursements as set by the Social Security Administration (SSA).
SSDI Payment Distribution Process
The SSDI disbursement schedule is organized according to the recipient’s date of birth—but only for those who started receiving benefits after May 1997. The schedule is divided into three weekly phases:
| Birthdate Range | Payment Date (August 2025) |
|---|---|
| 1st – 10th of the month | Wednesday, August 13 |
| 11th – 20th of the month | Wednesday, August 20 |
| 21st – 31st of the month | Wednesday, August 27 |
These payments are not subject to sudden changes and follow a set timetable to ensure operational efficiency across SSA services.
How SSDI Benefit Amounts Are Calculated
The monthly SSDI benefit amount is individually calculated based on a recipient’s lifetime earnings and contributions to Social Security. It is not a uniform amount for all.
To ensure payments keep pace with inflation, the Cost of Living Adjustment (COLA) is applied annually. In 2025, the COLA increase was set at 2.5%, which impacts all SSDI benefits throughout the year.
What to Do If You Haven’t Received Your Payment
If you’re eligible but haven’t seen your SSDI funds post your scheduled date, you should wait three full business days. After that, you can report the issue to the SSA by calling 1-800-772-1213 for assistance and investigation.
SSDI Disbursement Dates for September 2025
The September 2025 SSDI payment schedule will mirror the standard structure, based again on birthdate ranges:
| Birthdate Range | Payment Date (September 2025) |
|---|---|
| 1st – 10th of the month | Wednesday, September 10 |
| 11th – 20th of the month | Wednesday, September 17 |
| 21st – 31st of the month | Wednesday, September 24 |
These distributions are staggered across the month to reduce administrative strain and ensure timely disbursements.
Updated SSDI Benefit Amounts After 2025 COLA
The COLA increase of 2.5% has already been included in the 2025 SSDI payments. This adjustment is derived from the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), calculated from the third quarter of the previous year.
Here’s how the SSDI benefits break down:
| Benefit Type | Monthly Amount (2025) |
|---|---|
| Maximum SSDI Benefit | $4,018 |
| Average SSDI Benefit | $1,581 |
| Average in 2024 | $1,542 |
- The maximum benefit is reserved for individuals with high lifetime earnings and consistent contributions.
- The average monthly benefit of $1,581 reflects a modest increase from 2024. However, many beneficiaries receive less, depending on their unique earnings and contribution history.
The final SSDI payment for August 2025 successfully concluded the month’s schedule, ensuring recipients received their adjusted benefits on time.
As we enter September, it’s essential for beneficiaries to mark their payment dates based on birthdate ranges and stay informed about COLA-based increases.
If delays occur, prompt communication with the SSA can ensure timely resolution. The 2025 adjustments continue to help disabled workers cope with inflation and maintain financial stability.
FAQs
What should I do if my SSDI payment hasn’t arrived?
You should wait three business days beyond your expected payment date. If it still hasn’t arrived, contact the SSA at 1-800-772-1213 to report the issue.
Who qualifies for the maximum SSDI benefit of $4,018 in 2025?
This amount is granted to individuals with consistently high earnings and maximum taxable contributions to Social Security over many years.
How is the COLA adjustment for SSDI calculated?
The COLA adjustment is based on inflation trends measured through the CPI-W during the third quarter of the previous year.