Canadian seniors and eligible recipients can soon expect their Canada Pension Plan (CPP) and Old Age Security (OAS) benefits for August 2025. The Government of Canada has released the exact payment date, helping millions plan their finances accordingly.
Payment Date Announced
The Canada Revenue Agency (CRA) and Service Canada have officially scheduled the monthly benefit payments for Wednesday, August 27, 2025. If you are entitled to receive either CPP or OAS, you should expect your money to be deposited directly into your bank account on this date.
Note: Direct deposit is the fastest and most reliable way to receive your benefit. Paper checks may take longer due to mail processing times.
Who Will Receive the Payments?
These monthly payments are intended for Canadians who qualify for either the Canada Pension Plan (CPP) or Old Age Security (OAS) benefits, including:
- Retired individuals
- Disability benefit recipients
- Survivor pension recipients
- Eligible seniors aged 65 or older
Each of these groups receives different amounts depending on their eligibility, contributions, and individual situations.
How Much Can You Expect?
Here’s a quick breakdown of average monthly amounts as of 2025:
Benefit Type | Average Monthly Payment | Maximum Monthly Payment |
---|---|---|
CPP Retirement Pension | $758 | $1,364.60 |
CPP Disability Benefit | $1,100 | $1,606.78 |
CPP Survivor’s Benefit | $750 | Varies by age and situation |
OAS Pension (65+) | $713.34 | $713.34 |
OAS with GIS | Up to $1,057.01 | Varies based on income |
These amounts are approximate and are adjusted quarterly or annually depending on inflation and indexation policies.
How to Ensure You Receive Your Payment
To make sure you get your CPP or OAS payment on time:
- Ensure your bank account information with CRA or Service Canada is up to date.
- Sign up for My Service Canada Account (MSCA) to track your benefit status.
- Choose direct deposit to avoid postal delays.
What If Your Payment Is Late?
Although most payments arrive on time, you should allow a few extra days for bank processing. If you haven’t received your deposit by September 1, 2025, consider the following:
- Log in to your MSCA to check the payment status.
- Call Service Canada for updates.
- Verify your banking details.
The upcoming CPP and OAS payments for August 2025 will be released on Wednesday, August 27. This important date ensures that millions of Canadians depending on these programs can plan ahead for their monthly expenses.
Whether you receive CPP retirement, disability, survivor benefits, or the OAS pension, make sure your details are current and you’re enrolled for direct deposit to receive your payment without delays.
FAQs
When will CPP and OAS be paid in August 2025?
Both CPP and OAS payments will be issued on Wednesday, August 27, 2025.
What is the easiest way to get my CPP or OAS payment?
Signing up for direct deposit through your My Service Canada Account ensures fast and secure payment delivery.
What should I do if I don’t receive my payment on the scheduled date?
Check your My Service Canada Account and contact Service Canada if there are delays beyond 5 business days.