Stella
The Social Security Administration (SSA) has confirmed the final Social Security Disability Insurance (SSDI) payment for August 2025 will be distributed on Wednesday, August 27.
This installment is directed toward a specific group of beneficiaries based on their birth dates.
Who Will Receive SSDI on August 27, 2025?
The August 27 payment will go to SSDI recipients born between the 21st and 31st of any month. The SSA follows a staggered distribution system, dividing beneficiaries into three groups according to their birth dates to manage payments efficiently. Those in this last group are the final recipients for the month.
SSDI Eligibility Criteria
To qualify for SSDI benefits, individuals must meet two main conditions:
- Work and Contribution History:
You must have worked long enough and contributed to Social Security through payroll taxes (FICA). - Medical Disability Requirements:
Your disability must meet SSA’s definition — it should prevent you from performing substantial work and be expected to last at least 12 months or result in death.
How Much Can You Receive in 2025?
The SSDI benefit amount is tied to the recipient’s prior income and length of contributions. In 2025, the average monthly SSDI benefit is approximately $1,537.
However, maximum benefits can reach up to $5,108 per month for those with higher lifetime earnings and consistent contributions.
| Factor | Details |
|---|---|
| Average Monthly SSDI Payment (2025) | $1,537 |
| Maximum Monthly SSDI Benefit (2025) | $5,108 |
| Payment Date for Final Group | August 27, 2025 |
| Who Receives It? | Birthdays from 21st to 31st |
| COLA Increase Effective? | Yes, applied since Jan 2025 |
How to Track Your SSDI Payment
To verify your SSDI deposit, beneficiaries are encouraged to use the My Social Security account feature on SSA.gov. Through this online portal, you can:
- Check your payment status
- Update banking details
- Set up email or text alerts for payment notifications
Staying informed can help prevent delays and ensure your payment arrives smoothly.
Impact of 2025 COLA on SSDI
The Cost-of-Living Adjustment (COLA) introduced in January 2025 has already been factored into SSDI checks. COLA adjustments are tied to inflation levels and aim to maintain the buying power of beneficiaries. As a result, SSDI recipients are seeing slightly higher payments this year.
Why August 27 Matters
The August 27th payout is not just another payment—it marks the final SSDI disbursement for the month. If you fall within the qualifying birthdate range and rely on SSDI, it’s crucial to:
- Confirm your eligibility
- Ensure your bank information is updated
- Monitor your My Social Security account
Missing or outdated account details can result in delays or missed payments.
For SSDI beneficiaries born from the 21st to 31st, the last August 2025 payment is scheduled for Wednesday, August 27.
With potential benefits up to $5,108, this payment is influenced by COLA increases, work history, and disability qualifications. Be sure to check your My Social Security account and keep your information up to date to receive your payment without issues.
FAQs
What if I don’t receive my payment on August 27?
First, log into your My Social Security account to check your status. If it shows the payment was issued but not received, contact your bank or the SSA directly.
Can I still qualify for SSDI if I haven’t worked recently?
Yes, but you must have earned enough work credits in recent years. Typically, you need to have worked at least five of the last 10 years before becoming disabled.
Is the COLA increase permanent?
Yes, once applied, the COLA adjustment remains part of your monthly payment. Future COLAs will be added on top of this adjusted amount if inflation continues.