If you’re counting down the days to your last Social Security payment arriving in two days, you’re not alone. With September income on the horizon, it’s crucial to know exactly when your benefits land—especially with holiday-related adjustments.
This detailed, SEO-optimized article explains everything you need to know about the September Social Security payment schedule, including exact dates, amounts, and planning tips.
September’s Social Security Payment Schedule
Understanding the Social Security Administration’s (SSA) structured payout calendar is vital, especially when a federal holiday like Labor Day alters the usual routine.
| Recipient Group | Scheduled Payment Date | Adjusted Date (2025) |
|---|---|---|
| SSI recipients | September 1 (holiday) | August 29, 2025 (Friday) |
| Retirees/disability/spousal/survivor, pre‑May‑1997 | Third of each month | September 3, 2025 (Wednesday) |
| Birthdays 1–10 | Second Wednesday of month | September 10, 2025 |
| Birthdays 11–20 | Third Wednesday of month | September 17, 2025 |
| Birthdays 21–31 | Fourth Wednesday of month | September 24, 2025 |
Why the Adjustment?
Because September 1, 2025, falls on Labor Day—a federal holiday—the SSA reschedules SSI payments to the last business day before, which is Friday, August 29, 2025 . This means two SSI payments land in August, and none occur in September—a tweak that repeats again in October and December.
2025 Cost-of-Living Adjustment (COLA) and Benefit Amounts
With the 2.5% COLA in 2025, your benefits are slightly higher:
- Average monthly Social Security benefit is now around $2,007.
- Maximum Social Security retirement benefit (claiming at age 70) can reach up to $5,108 .
- Maximum SSI benefit for individuals is approximately $1,415.
What This Means for Your Budget
- SSI recipients will get August 1 and August 29 payments, with none in September—requiring careful budgeting to bridge the gap.
- Other recipients follow the Wednesday pattern in September, unaffected by Labor Day.
- Average beneficiaries should expect around $2,006.69 per month, while some can reach the $5,108 maximum depending on their status.
Your last Social Security payment in two days, likely on August 29, 2025, doubles as the September income advance due to the Labor Day holiday.
This results in no SSI payment in September, while other benefit groups resume normal payment dates on Wednesdays throughout the month. With the 2.5% COLA in effect, budget planning becomes more critical than ever—especially given the stretched gap between SSI injections.
Stay informed, track your schedule closely, and you’re set for smoother financial planning.
FAQs
Why is there no SSI payment in September 2025?
September 1, 2025, is Labor Day (a federal holiday), so the SSA issues that month’s SSI payment early on August 29, resulting in no SSI check in September
When is my last Social Security check arriving?
If you’re in the group receiving benefits based on birthdays or pre-May-1997 filing, the final payment before September arrives Wednesday, August 27, followed by the next on September 3 . SSI recipients will get their last check two days from now—August 29.