When Will I Receive My Social Security and SSI Benefits? Check The August 2025 Payment Schedule

If you’re planning for future financial needs, knowing exact payment dates for Social Security and Supplemental Security Income (SSI) helps you budget wisely.

This article focuses exclusively on upcoming (future) details for August 2025, including:

• Upcoming payment dates
• Holiday adjustments
• Cost-of-Living Adjustment (COLA) impacts
• Overpayment recovery updates
• Additional context like eligibility changes

August 2025 Payment Schedule – Social Security & SSI

Here are the precise upcoming disbursement dates for August 2025, based on the most current SSA guidelines:

Benefit Type	Upcoming Payment Date(s)
SSI (regular payment)	August 1, 2025
SSI for September (early due to Labor Day)	August 29, 2025
Social Security – pre-May 1997 filers & dual SSI recipients	August 1, 2025
Social Security – born 1st–10th	August 13, 2025 (2nd Wednesday)
Social Security – born 11th–20th	August 20, 2025 (3rd Wednesday)
Social Security – born 21st–31st	August 27, 2025 (4th Wednesday)

Highlights & Calendar Adjustments

• SSI recipients will receive two payments in August: the regular August 1 and an early September pay on August 29, due to Labor Day (September 1).
• Payees who began receiving benefits before May 1997, or those who receive both SSI and Social Security, will get their Social Security payment on August 1.
• Standard Social Security recipients receive payments based on their birth date:
  • 1–10 → August 13
  • 11–20 → August 20
  • 21–31 → August 27

Important Payment Details for August 2025

Cost-of-Living Adjustment (COLA)

In 2025, a 2.5% COLA boost has been applied, increasing average monthly Social Security benefits by around $50. This was implemented starting in January 2025 and remains in effect through December.

Overpayment Recovery Update

Beginning late July 2025, the SSA has started reclaiming overpayments by withholding up to 50% of scheduled payments—even if overpayments were not the recipient’s fault.

Payment Timing & Lost Payment Procedures

If a payment is delayed or doesn’t arrive:

• Wait three business days before contacting your bank or the SSA.
• SSA also offers flexible repayment plans and waiver options on their website for those affected by overpayment recoveries.

Benefit Amount Caps & Eligibility

• The maximum Social Security benefit depends on age and work history:
  • Up to $4,018/month at Full Retirement Age (FRA) (usually age 67)
  • Up to $5,108/month for those who delay benefits until age 70 and have maximum earnings for 35+ years.
• Full Retirement Age (FRA):
  • 66 years, 10 months for those born in 1959
  • 67 for those born 1960 or later
• The 2025 earnings cap for Social Security taxes has been raised to $176,100.

What to Do Next – Prepare for Upcoming Payments

• Log into your “my Social Security” account to:
  • View precise payment dates
  • Check benefit history and amount estimates
  • Update payment preferences or request replacements
  • Access overpayment information and repayment plans
• Mark your calendar with the above dates to avoid surprises.
• Stay proactive if you’re notified of an overpayment or adjustment.

Looking ahead to August 2025:

• If you’re an SSI recipient, expect two payments: August 1 and the early September payment on August 29.
• Social Security payments will arrive August 1 for special cases (pre-May 1997 or dual recipients) or on August 13, 20, or 27, depending on your birth date.
• The 2.5% COLA ensures a modest increase in your benefit, while overpayment recoveries may affect your amount.
• Stay informed via your “my Social Security” account, and monitor your bank statement to confirm payment arrival.

Planning ahead now ensures you can manage your finances well into the future.

Frequently Asked Questions